Your Car, Your Choice: Don't Let Insurance Decide Where You Go
Have you ever called your insurance company after an accident, only to be told you have to go to a specific body shop for repairs? It almost sounds like health insurance—“in-network” vs. “out-of-network”—but here’s the truth:
Auto insurance doesn’t work that way.
Unlike health insurance, you have complete freedom to choose your repair shop. Insurance companies may suggest a “Direct Repair Program” (DRP) shop, which they have a relationship with. But don’t be fooled into thinking you’re required to go there. You’re not.
Why Do Insurance Companies Push DRP Shops?
It’s all about efficiency and cost control. DRP shops agree to follow the insurance company’s rules—from how the estimate is written, to what parts are used, to how much labor is charged. This helps the insurer streamline the process and save money.
Now, some DRP shops are excellent and do great work. Others? Not so much. Just like any business, quality varies—and that’s why it’s important you do your homework.
How to Choose the Right Body Shop
You are the vehicle owner, and the law gives you the right to decide who fixes your car. So, take a little time to:
Check out reviews on Google or Yelp
Ask for a walk-through of the shop
Get a written estimate
Ask how they deal with insurance claims
We’ve Got You Covered at Midtown Collision
At Midtown Collision, we take the hassle out of the process. We deal with the insurance company directly so you don’t have to stress. Our team follows industry standards—not shortcuts—and we’re proud of the work we deliver.
Whether it’s a major collision or a minor fender bender, we’ll get your vehicle back to you in tip-top shape. Stop by and meet the team. We’re confident you’ll leave impressed.
Because at the end of the day:
It’s your car, your investment—and your choice.
We fix cars, but we don’t fix health plans. That’s above our pay grade 😉.
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